Expense tracker & budget planner

Track spending by just saying it.

Type or say “120 petrol, 60 lunch” and both are logged and sorted. See what you can spend today, and where your month is heading.

Free to start · No bank login

How it works

Logging takes seconds.

1

Say it or type it

“250 groceries, 40 coffee, 600 electricity.” One line, as many expenses as you like. Say “yesterday” to log a past day.

2

It's sorted for you

Amounts, shops and categories are picked out automatically. No forms, no dropdowns, no spreadsheet.

3

Know where you stand

See what's left this month, what you can spend today, and whether you'll finish the month on budget.

Everything your budget needs.

From the moment you spend to the end of the month, in one simple app.

Today

Know what you can spend today.

Open the app and see what's left this month and what you can spend today without going over. One number, every morning.

Equilibrium dashboard: what's left this month
Equilibrium Log Expense screen
Logging

Say it, or type it.

Log several expenses in one line, past days with “yesterday”, and impulse buys with “guilty”. Amounts, shops and categories are filled in for you.

Forecast

See your month-end early.

Your spending pace is projected to the end of the month, with regular bills like rent set aside before they're due. Spot trouble weeks early, not on the 30th.

Equilibrium spending forecast with upcoming bills
Equilibrium streak and daily spending calendar
Habit

Make it a habit.

A daily streak, a calendar of your light and heavy days, a gentle evening reminder, and a monthly Money Story. Plus a leaderboard if you like a little competition.

No bank login

You never connect a bank account or share card details. You decide what gets logged.

Your data stays yours

Your expenses are never sold or shared with advertisers. Delete your account and data any time.

Built by one person

Equilibrium is made by a solo developer who reads every message and ships updates every few weeks.

Questions

Is it free?

Yes, you can log expenses, set budgets and try AI logging for free (10 AI logs a month). Equilibrium Pro adds unlimited AI logs, your exact daily allowance, the month-end forecast and deeper insights.

Do I have to connect my bank?

No. Equilibrium never asks for bank or card access. You log spending by typing or speaking, which also keeps you more aware of where your money goes.

Which languages does it understand?

Type in your own language, including Hinglish (“das rupiya chai”). Voice logging works best in English. The app's screens are in English.

Which currencies are supported?

Rupees, pesos, dollars, euros, pounds and many more. Pick yours when you set up your budget.

Is it on iPhone and Android?

Yes, Equilibrium is on the App Store and Google Play. Sign in with Apple or Google.

Talk to the person who builds it.

I'm Ariz, and I build Equilibrium on my own. Found a bug, missing a feature, or just want to say what works for you? I read every message and reply myself.